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Biden kicks home buyers in the face


Basset3

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Homebuyers with good credit to pay higher mortgage rates.  

As part of the Federal Housing Finance Agency’s push for affordable housing, homebuyers with good credit will soon have to pay higher mortgage rates and fees to subsidize people with riskier credit ratings, according to a report by The Washington Times.

A new federal rule enforced by the Biden administration will make it so that people looking to buy a home with a credit score of 680 or higher will have to pay about $40 per month more than people with worse credit when taking out a home loan of $400,000, the report said.

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2 hours ago, Basset3 said:

Homebuyers with good credit to pay higher mortgage rates.  

As part of the Federal Housing Finance Agency’s push for affordable housing, homebuyers with good credit will soon have to pay higher mortgage rates and fees to subsidize people with riskier credit ratings, according to a report by The Washington Times.

A new federal rule enforced by the Biden administration will make it so that people looking to buy a home with a credit score of 680 or higher will have to pay about $40 per month more than people with worse credit when taking out a home loan of $400,000, the report said.

So basically because we are fiscally responsible and managed to obtain great credit ratings we are now being penalized to support those that have not.

Just like a democrat to reward those that do not pay their bills and screw over the reliable person.

They reward criminals and don't care about law abiding citizens either. The democrats have their heads on backwards in my opinion. They reward those that loot and burn cities and say it is peaceful protesting and then say any protesting done by the right are criminals.

 

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11 hours ago, Basset3 said:

Homebuyers with good credit to pay higher mortgage rates.  

As part of the Federal Housing Finance Agency’s push for affordable housing, homebuyers with good credit will soon have to pay higher mortgage rates and fees to subsidize people with riskier credit ratings, according to a report by The Washington Times.

A new federal rule enforced by the Biden administration will make it so that people looking to buy a home with a credit score of 680 or higher will have to pay about $40 per month more than people with worse credit when taking out a home loan of $400,000, the report said.

 seen this yesterday.  Was going to post about it. Thanks for telling everyone.

Generic Socialism called Liberalism. Everyday i's another Liberal stupid rule.

I hope Trump gets elected and on his first day he sits in the big office with the TV camera's on and promptly sets about reversing everything that brain dead and the braindeads touched. 

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4 hours ago, fedup said:

 seen this yesterday.  Was going to post about it. Thanks for telling everyone.

Generic Socialism called Liberalism. Everyday i's another Liberal stupid rule.

I hope Trump gets elected and on his first day he sits in the big office with the TV camera's on and promptly sets about reversing everything that brain dead and the braindeads touched. 

So give the new homeowner loans to those with a lower credit score and see what happens?  Banks should be happier?  Those with a good credit score can surely find a way around this.  Their scores are higher because they are smarter and more financially responsible.

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On 4/21/2023 at 8:01 AM, fedup said:

 seen this yesterday.  Was going to post about it. Thanks for telling everyone.

Generic Socialism called Liberalism. Everyday i's another Liberal stupid rule.

I hope Trump gets elected and on his first day he sits in the big office with the TV camera's on and promptly sets about reversing everything that brain dead and the braindeads touched. 

Too many Brain Dead people and Soro's worshippers right now. . If Soro's was gone 50% of the brains and money would evaporate from the Liberals. Take out Soro's and most of them would have no idea.

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I guess that im okay with helping out the less fortunate.

But any BANK big or small that comes back in a year or two whining that "we're going under because everyone of our less that optimum credit loans has defaulted" can kiss my ...    Let honest joe cover it with his Chinese money. 

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12 hours ago, jaman said:

Too many Brain Dead people and Soro's worshippers right now. . If Soro's was gone 50% of the brains and money would evaporate from the Liberals. Take out Soro's and most of them would have no idea.

Note the date of the article below. I read in another article, can't find it right now, that currently his one son is more active politically than he is. Several did mention one son hobnobs with Liberal politicians and celebrities. 

The guy is 92 years old after all.

The Soros family aren't the only billionaires who supports the Democratic party and liberal policies. He may not even be the richest, though he is undoubtedly the most notorious. (check my next post to find out why. Last part is especially relevant.)

Soros also does not control the world or this country. As The Temptations sang, this world is a Ball of Confusion.  "Round and round and round it goes. Where the world's headed, nobody knows". Soros has influence because of his wealth but that is it. He has some control over his household and businesses but nothing more. 
 

 

By Riva D. Atlas

George Soros, the billionaire financier, is handing more control of his money management firm to two of his sons as he continues to scale back the focus of his investment firm.

Late Monday, Mr. Soros disclosed that he was promoting one son, Jonathan, to be a deputy chairman of the firm, Soros Fund Management, sharing the title with another son, Robert, who was named chief investment officer last month. Mr. Soros remains chairman of the firm, which manages $12.8 billion.

The two sons will oversee the investment business day to day.

At the same time, Mr. Soros is spinning off divisions investing in real estate and debt, according to Monday's letter to investors. The firm is also planning to spin off a buyout business. Together, the three investment groups account for some $4 billion of Soros assets under management.

Mark Schwartz, chief executive of Soros Fund Management, said in the letter that the moves were part of an effort "to return the firm to its core activity as a hedge fund manager," focusing more on active trading.

Mr. Soros, 74, made his name as one of the earliest and most successful managers of hedge funds, aggressive portfolios run on behalf of wealthy investors. In 1992, his funds made more than $1 billion from bets against the value of the British pound.

"He is one of the great investment geniuses of all time," said Dixon Boardman, managing general partner of Optima Fund Management, which had been an investor in the flagship Quantum fund.

More recently, Mr. Soros has been better known less for his financial bets than his campaign to defeat President Bush in next month's election. He has contributed about $18 million to Democratic advocacy groups, and yesterday began a nationwide speaking tour to urge voters to reject Mr. Bush.

 

"George seems to be focused on other things these days," another investor in hedge funds said.

Mr. Soros has been struggling to figure out how to run Soros Fund Management ever since it was stung by losses on technology stocks and other investments in 2000. That year, the Quantum fund lost 15.4 percent, and his longtime chief strategist, Stanley Druckenmiller, left the firm.

After Mr. Druckenmiller's departure, Mr. Soros said he would adopt a more conservative approach, warning investors to expect lower returns. That led many to redeem their holdings. Today, Soros Fund Management oversees $12.8 billion, down from a peak of $22 billion in 1998. Much of the firm's assets belong to Mr. Soros and his family.

Over the last four years, a series of portfolio managers have come and gone, with the most recent chief investment officer, Jacob Goldfield, leaving last month to start an investment fund of his own.

Now, Mr. Soros has decided to consolidate control of his investment firm in the hands of his sons.

Robert Soros, 41, the oldest of his five children, will run the Quantum Endowment Fund, an $8.3 billion portfolio. Robert, who graduated from New York University in 1986, had a series of jobs on Wall Street, including a stint in the research department of a German bank, before joining the family firm a decade ago. He was chosen to run one of the firm's portfolios in 1996.

Jonathan Soros, 34, is better known for sharing his father's passion for politics, working with MoveOn.org and other advocacy groups. He received a bachelor's degree from Wesleyan University in 1992 and a law degree and a master's in public policy from Harvard. He has worked in the firm's private equity group for the last two years, and will focus on its operations.

A spokesman said neither George Soros nor his sons were available for comment.

Returns for the Quantum fund have been relatively strong despite the turnover at the firm. The fund rebounded from its losses in 2000, returning 13.8 percent the next year, after fees. It lost 1.7 percent in 2002, but rose 15.3 percent last year, according to people briefed on its results. The fund's performance is flat through August.

Mr. Soros himself earned $750 million last year, more than any other hedge fund manager, according to Institutional Investor magazine.

Even as the hedge fund industry has grown robustly in the last decade, no fund manager has emerged to match the scope and influence of Mr. Soros, who started the Quantum fund 35 years ago.

Investors in hedge funds said the markets are a lot closer to being transparent than they were at the height of Mr. Soros's fame, making it difficult for any one investor to have an edge.

And with pension funds placing increased amounts in these portfolios, managers of hedge funds are less eager to take big risks.

"It's a different era," Mr. Boardman said. "In the old days, people invested with geniuses and didn't mind a bit of volatility. These days, he said, investors "don't want to see a one-man band; they want more of a process."

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Why is billionaire George Soros a bogeyman for the hard right?

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George Soros in 2011IMAGE SOURCE,GETTY IMAGES

He's a Jewish multi-billionaire philanthropist who has given away $32bn. Why does the hard right from America to Australia and from Hungary to Honduras believe George Soros is at the heart of a global conspiracy, asks the BBC's Mike Rudin.

One quiet Monday afternoon last October in leafy upstate New York, a large manila envelope was placed in the mailbox of an exclusive country mansion belonging to multi-billionaire philanthropist George Soros.

The package looked suspicious. The return address was misspelt as "FLORIDS" and the mail had already been delivered earlier that day. The police were called and soon the FBI was on the scene.

Inside the bubble-wrapped envelope was a photograph of Soros, marked with a red "X". Alongside it, a six-inch plastic pipe, a small clock, a battery, wiring and a black powder.

 

More than a dozen similar packages were sent to the homes of former President Barack Obama, former Secretary of State Hillary Clinton and other prominent Democrats.

None of the devices exploded. The FBI traced the bombs to a white van covered in pro-Trump and anti-Democrat stickers, parked in a supermarket car park in Florida.

 

Immediately the right-wing media claimed it was a "false-flag" operation intended to derail President Donald Trump and the Republican campaign, just two weeks before the crucial US mid-term elections.

Fox Business host Lou Dobbs tweeted: "Fake News - Fake Bombs. Who could possibly benefit by so much fakery?" Conservative talk radio host Rush Limbaugh added: "Republicans just don't do this kind of thing."

 

Protester with placard reading "Fake News Fame Bombs"IMAGE SOURCE,MORGAN FINKELSTEIN

Soon the internet was awash with allegations that the bomb plot was a hoax organised by Soros himself.

President Trump condemned the "despicable acts", but when a member of the audience at a White House reception shouted "Soros! Lock him up!" the president seemed amused.

Then a 56-year-old Florida man called Cesar Sayoc was arrested.

Conspiracy theories claimed he wasn't actually a Republican. But Luigi Marra, a former work colleague, told me how Sayoc used to deliver pizzas in his van plastered with pro-Trump stickers and argue with customers if they had Democratic posters at their homes.

 

"Everything for him was a conspiracy theory, everything. George Soros was the one behind everything, he was the one buying the whole Democratic Party, he was the epicentre of what is going wrong in the United States of America."

Sayoc's social media revealed more. On the day the pipe bomb was discovered at George Soros's house, Sayoc reposted a meme claiming, "The world is waking up to the horrors of George Soros."

 

Screen showing "the world is waking up to the horrors of George Soros" meme

Sayoc later pleaded guilty to 65 counts, including intent to kill or injure with explosives, and was sentenced to 20 years in prison.

So how did George Soros come to be regarded by so many as the evil mastermind at the heart of a global conspiracy?

 

Short presentational grey line

Find out more

Watch Conspiracy Files: The Billionaire Global Mastermind on BBC Two at 21:00 on Sunday 8 September

Viewers in the UK can catch up later online

 
 

Short presentational grey line

In the UK, Soros is known as "the man who broke the Bank of England" in 1992. Along with other currency speculators, he borrowed pounds, and then sold them, helping to drive down the price of sterling on currency markets and ultimately forcing the UK to crash out of the European Exchange Rate Mechanism. In the process he made $1bn.

The Hungarian emigre, who survived the Holocaust and fled the Communists, is thought to have made in total about $44bn through financial speculation. And he's used his fortune to fund thousands of education, health, human rights and democracy projects.

 

George Soros in Moscow in 1993IMAGE SOURCE,GETTY IMAGES Image caption,

Soros in Moscow in 1993

Established in 1979, his Open Society Foundations now operate in more than 120 countries around the world. But this bold philanthropy in support of liberal, democratic causes has increasingly made him the bogeyman of the right.

The first conspiracy theories about George Soros appeared in the early 1990s, but they really gained traction after he condemned the 2003 Iraq War and started donating millions of dollars to the US Democratic Party. Ever since, American right-wing commentators and politicians have gone after him with increasing fury and vitriol, and often with scant concern for the facts.

But it was Donald Trump's election victory that took the attacks on Soros to a new and dangerous level.

 

White supremacists marching in CharlottesvilleIMAGE SOURCE,GETTY IMAGES Image caption,

White supremacists marching in Charlottesville

Eight months into Trump's presidency, in August 2017, neo-Nazis held a torchlit procession in Charlottesville, Virginia. Clashes with counter-protesters ended in tragedy, when a white supremacist drove a car into a crowd and killed 32-year-old Heather Heyer.

Among US right-wingers it was soon claimed that the violence was orchestrated and financed by Soros, in order to tarnish the reputation of President Trump. And they said the key to the secret plot was a man called Brennan Gilmore, who filmed the car being driven into the counter-protesters. Right-wing radio host Alex Jones claimed Gilmore was paid $320,000 a year by Soros and was part of a deep-state coup to oust the president.

But any connection was extremely tenuous.

While it's true that Soros gave $500,000 to the political campaign of Tom Perriello - a Democratic candidate for governor of Virginia whom Gilmore had worked for - there's no evidence Soros or the Open Society directed or paid protesters at Charlottesville. Gilmore, who never received any money from Soros, is now suing Alex Jones and several others for defamation.

 

White supremacists clash with counter-protestersIMAGE SOURCE,GETTY IMAGES Image caption,

Clashes in Charlottesville

Since then, the attacks on Soros have kept coming, and only intensified.

Last autumn thousands of migrants left Honduras bound for the USA, just a month before the mid-term elections that threatened to weaken Republican control of Congress.

Immediately the so-called migrant caravan was blamed on Soros. Fox News repeatedly broadcast claims that Soros wanted open borders and unrestricted immigration.

Jack Kingston, a former Republican Congressman, told me: "It is a very organised effort and somebody is behind this, somebody is paying for some of this and it would be typical of George Soros to get involved in that."

For his part, President Trump retweeted a video that claimed to show cash being handed out to people in Honduras to "storm the US border", with a suggestion that the cash might have come from Soros.

When asked outside the White House whether Soros was funding the migrant caravan, he replied: "I wouldn't be surprised. A lot of people say yes."

Cindy Jerezano, who travelled with the caravan from her home in Honduras to the US, told me that she was not offered any money and made her own decision to travel nearly 3,000 miles to San Diego.

 

The migrant caravan crosses from Guatemala into Mexico, in October 2018IMAGE SOURCE,GETTY IMAGES Image caption,

The migrant caravan crosses from Guatemala into Mexico

Cindy was supported, once she arrived in the US, by the Catholic Charities for the Diocese of San Diego. Nadine Toppozada, the charity's director of refugee and immigrant services, explained that their lawyers interviewed asylum seekers in great detail but had never heard Soros's name mentioned. Nor had they seen any evidence of Soros involvement.

What's more, the video President Trump retweeted quickly turned out to be flawed.

Within hours, journalists discovered the footage was not filmed in Honduras as originally claimed, but in the neighbouring country of Guatemala, and a closer look at the clip showed at least one of the supposed aid workers was armed.

The migrant caravan was filmed throughout its entire journey. Local charities were seen helping the migrants. But there is no evidence of Soros funding at any point.

On 27 October 2018, 11 days after the first conspiracy theory surfaced about the migrant caravan, and five days after the pipe bomb was delivered to Soros's house, a white man armed with an assault rifle and three handguns walked into a synagogue in Pittsburgh. There he murdered 11 Jews.

It was the worst act of anti-Semitic violence in US history - and it was carried out by a man obsessed with George Soros.

 

A vigil is held at the Tree of Life synagogue in Pittsburgh, in memory of the 11 people who diedIMAGE SOURCE,GETTY IMAGES Image caption,

A vigil in memory of the 11 people who died is held at the Tree of Life synagogue in Pittsburgh

The social media posts of the gunman, Robert Bowers, revealed he believed in a dark anti-Semitic conspiracy theory called "white genocide", with Soros as the mastermind.

The theory claims white people are being replaced by immigrants and will ultimately be eliminated. It explains the neo-Nazis' chant, "Jews will not replace us!" as they marched through Charlottesville.

Joel Finkelstein, director of the Network Contagion Research Institute, discovered one post where Bowers referred to Soros as "the Jew that funds white genocide and controls the press", and claimed that he pushed for gun control and open borders.

Finkelstein, who has received Open Society funding to investigate what he believes is a growing threat, concludes that white supremacists like Bowers see Soros as a Jewish mastermind pulling the strings. "These violent actors are justifying their violence by pointing to Soros as a supreme form of evil," he says.

The vilification of George Soros has spread far beyond the US, to Armenia, Australia, Honduras, the Philippines, Russia and many other countries.

Turkish Prime Minister Recep Tayyip Erdogan has accused Soros of being at the heart of a Jewish conspiracy to "divide" and "shatter" Turkey and other nations.

In Italy, former deputy prime minister Matteo Salvini accused him of wanting to fill the country with migrants because "he likes slaves".

The leader of the UK's Brexit Party, Nigel Farage, has claimed Soros is "actively encouraging people… to flood Europe" and "in many ways is the biggest danger to the entire Western World".

But one country, and one government, has gone further than any other to attack Soros. It is his birthplace, Hungary, where he has spent hundreds of millions of dollars funding free school meals, human rights projects and even a new university.

Prime Minister Viktor Orban and his populist nationalist government claim that Soros has a secret plot to flood Hungary with migrants and destroy their nation.

 

A billboard tells Hungarians not to let Soros "have the last laugh"IMAGE SOURCE,GETTY IMAGES Image caption,

A billboard tells Hungarians not to let Soros "have the last laugh"

Leonard Benardo, vice-president of the Open Society Foundations, protests that this is an outright lie: "The allegation is false. Neither George Soros nor the Open Society Foundations are proponents of open borders."

That hasn't stopped the Hungarian government, which has spent 100m euros on a media campaign warning voters not to let Soros "have the last laugh" and introduced what it calls "Stop Soros" laws, criminalising help for illegal immigrants and taxing support for organisations "promoting migration".

"There's a lot of money going into the Soros empire, billions of dollars for the past couple of decades and years," government spokesman Zoltan Kovacs told me. "Now that's a lot of money, and nobody can be as naïve as to believe that that money goes without weight and goes without any intention."

 

A refugee looks through the fence on the Serbia-Hungary border, September 2015IMAGE SOURCE,GETTY IMAGES Image caption,

Hungary erected a razorwire border fence in September 2015, halting the entry of migrants

As Michael Ignatieff, the president and rector of the Central European University that Soros founded, puts it: "The Orban government has decided to make Mr Soros public enemy number one".

So how did this happen?

The answer lies in upstate New York.

In 2013, when the Hungarian leader needed advice on getting re-elected, he approached a legendary political consultant, called Arthur Finkelstein (no relation of Joel), who used to work in a small office above a hairdresser's in Irvington, just 20 miles down the road from Soros's country mansion.

Arthur Finkelstein, who died in 2017, worked for Donald Trump, George Bush senior, Ronald Reagan and Richard Nixon and is renowned for making "liberal" a dirty word in politics.

 

Arthur FinkelsteinIMAGE SOURCE,C-SPAN Image caption,

Arthur Finkelstein

Finkelstein created a new style of politics dubbed "Finkel Think", says Hannes Grassegger, a reporter for the Swiss publication, Das Magazin.

"Arthur Finkelstein always said, 'You don't go against the Taliban, you go against Osama Bin Laden.' So it's about personalisation, picking the perfect enemy and then [you] go full on against that person, so that people are actually scared of your opponent. And never talk about your own candidate's policies, they don't matter at all."

Finkelstein realised the best way to get Orban elected was to find a new enemy. He suggested Soros, and it was a perfect choice, Grassegger says. "The very right hated him because he was Jewish, people at the very left hated him because he was a capitalist."

The irony is, Arthur Finkelstein was himself a Jew. "This Jewish gentleman creates this Jewish monster," Grassegger says.

The Hungarian Government denies they needed anyone to "invent" Soros. In a statement it said: "George Soros invented himself as a political actor as long as two decades ago. George Soros's network of institutions exercises a great deal of power without a mandate coming from the people."

But Orban seems to have implemented Finkelstein's advice to the letter and gone even further.

Media caption,

The Conspiracy Files: Why did Hungary’s PM turn on George Soros?

In a speech weeks before the 2018 general election, Orban rounded on Soros and appeared to revive anti-Semitic stereotypes.

"We are fighting an enemy that is different from us. Not open but hiding. Not straightforward but crafty. Not honest but unprincipled. Not national but international. Does not believe in working but speculates with money. Does not have its own homeland but feels it owns the whole world," he said.

Viktor Orban won by a landslide. After the election, the crackdown on Soros-funded organisations intensified. Last May the Open Society closed its office in Hungary.

Michael Ignatieff has battled to keep the Central European University open in Budapest. He is determined to counter what he claims is dangerous propaganda in a country in which more than half a million Jewish Hungarians were exterminated by the Nazis in just two months in 1944.

Ignatieff says the anti-Soros campaign "is a faithful reprise of every single trope of anti-Semitic hatred from the 1930s... The whole thing is a complete fantasy. This is the politics of the 21st Century, if you haven't got an enemy invent one as fast as you can, make him look as powerful as possible and bingo - you mobilise your base and win elections with it."

Prof Deborah Lipstadt, who won a famous legal battle to expose a Holocaust denier in the British courts, is deeply uneasy too.

"It terrifies me that this kind of rhetoric, which used to be heard in beer halls and dark corners, is being spoken by politicians, by leaders of countries, the deputy prime minister of Italy, the prime minister of Hungary. That this kind of language is being used is shocking."

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Just to be clear, I do not agree with the mortgage plan that started this thread. It will not work, and it will just put a lot of poor families into deeper poverty and discouragement as well as make other homeowners angry at the Democratic party. Section 8, which helps with rentals, works fine. 

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On 4/23/2023 at 11:13 AM, DS58 said:

I guess that im okay with helping out the less fortunate.

But any BANK big or small that comes back in a year or two whining that "we're going under because everyone of our less that optimum credit loans has defaulted" can kiss my ...    Let honest joe cover it with his Chinese money. 

I don't have a problem helping out the truly needful.  I have a problem with the voted for government crooks telling me who I am supposed to help according to them. If you notice, the people the voted for crooks pick are always the same ones. So if helping out their picks is needed why do we need to keep helping them out????  I guess the handout for votes ain't really working after all. 

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Soros is a rich crooked Liberal that no body can vote out of office.  Soros has circled the globe using his money to bring down anything he does not like. 

 

Forbes Flashback: How George Soros Broke The British Pound And Why Hedge Funds Probably Can't Crack The Euro

 

Forbes took a deep dive into that trade in the November 9, 1992 issue, illuminating how Soros made $1.5 billion in just a single month by betting the British pound and several other European currencies were priced too richly against the German deutsche mark.

 

The entire group cashed in big-time. Jones' funds made $250 million, while Kovner's Caxton Corp. rang the register to the tune of $300 million, but no one made more than Soros, who cleared $1.5 billion in that fateful month of September. (The score made Soros' legend and swelled his firm's coffers; assets under management jumped to $7 billion, from $3.3 billion, by mid-October 1992, and to $11 billion by the end of 1993.)

 

Here's how George Soros broke the Bank of Thailand

 

 

He's Seen The Enemy. It Looks Like Him.

 

 

  •  

By Timothy L. O'Brien

 

THAT would Freud have made of the way George Soros, the world's most famous hedge fund manager, describes the tension brought on by having made a fortune as a speculator and then having reinvented himself as a globe-trotting philanthropist?

''Sometimes I felt like a gigantic digestive tract, taking in money at one end and pushing it out at the other,'' Mr. Soros writes earthily in the preface to his new book, ''The Crisis of Global Capitalism'' (Public Affairs, $26). ''But in fact a considerable amount of thought connected the two ends.''

And what to make of a man who has raked in billions of dollars through lightning strikes in free-wheeling currency markets, but now advises the world on how to clean up the messes he thinks such strikes create?

While Mr. Soros has been playing the multiple roles of trader, philosopher and philanthropist for many years, the friction has come into sharpest relief in recent months, as he has boldly prescribed cures for a variety of the world's economic ills.

It has been most conspicuous in Russia, where Mr. Soros, with more than $1 billion at stake in the country, actively lobbied Russian and American officials to accept his advice on the best way to resolve the summer's financial crisis. Mr. Soros' book includes a day-by-day account of his high-level phone contacts and memo-writing in the weeks before and after the August devaluation of Russia's currency, the ruble.

''There's a potential conflict -- I've always taken great care not to exploit it,'' said Mr. Soros, 68, gently tapping his eyeglasses against a conference table in his mid-Manhattan office. ''And I think that people, both in Russia and Washington, knew that, and that's why they took the calls, because I think I have established a certain record in that regard.''

 

Maybe some people needs to visit sites other than RAH RAH RAH SOROS sites if they want to now the truth. 

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